Vikram completed his MBA in Finance from XLRI Jamshedpur. He oversees financial planning, risk, and the no-loss assurance model that powers ZeroHold. Vikram previously led finance for digital lending products at Kotak Mahindra Bank and managed treasury operations for a retail group, introducing controls that improved cash conversion cycles. He focuses on sustainable unit economics and scalable financial operations.
“Sustainable growth beats short-term spikes — we design financial systems that protect margins and partners.”